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Newfoundland and Labrador · Learner's Permit Test · Class 5 · Motor Registration Division

Newfoundland and Labrador Learner's Permit Test — Class 5 Practice Question

Knowledge test administered by Motor Registration Division for the Class 5 licence. 40 questions, 85% to pass.

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Accuracy —
Rules of the Road

NL auto insurance is based on:

Show Answer & Explanation
Correct Answer: B. Tort system with minor injury cap

Cap adjusts annually.

Why the other answers are wrong

  • A.Pure no-faultNL retained tort. 'Pure no-fault' incorrect; the correct approach is to tort system with minor injury cap
  • C.At-fault onlySystem allows tort recovery.
  • D.Federal poolNo federal pool. 'Federal pool' incorrect; the correct approach is to tort system with minor injury cap